Manuel Hachenburger
The calculation formula, the legal pension scheme are: Final money points X current fixed-interest security X access factor X pension factor - Per month X 2 - 2,50 euro or flat more simply. 540 contribution months X factor 2 = approx. 1080 euros pension on average.Definitions:Income threshold: As of a certain income they need to pay themselves nothing more in the legal pension scheme, (they then get no times imputed either, the contribution can be, however, voluntarily carried out) this value changes per annum.
The current fixed-interest security: Her monthly contribution is, after the consideration points are charged and the average value of the contributors, he changes per annum.
The access factor: These 1.0 amounts at an average wage per annum at the age of 67. They work 0.5% more she removed 0.3% for got every month before, for every month this one longer. At 45 contribution years and the pension with 65 there are no deductions exception.
The pension type factor: Describe the type of the pension which they get. (Acquisition reduction pension, old-age pension, accident benefit or others)
The abbreviations of the insurance course:- DÜVO: Data transmission ordinance for reported times by the employer.
- DEFÜV: Times reported according to the data acquisition and conveyance ordinance by the employer.
- SVN. By receipts, of the insurance exercise book!
- AFG: Times by payments of the federal agency for work.
The pension is granted only on application:The pension because of reduction in the earning capacity: Reduction in the earning capacity must pass duration of contribution at least 60 months and it for 7 months. It compulsory contributions must be covered here for at least 36 months.
Old-age pension: The waiting time for this pension is 420 months. There must be this at the reduction in the earning capacity for 7 months! This is also the minimum time for seriously handicapped persons. Becoming the also times of unemployment counted and other substitute times in this pension if contributions of the federal agency for work were paid.
There is a pension for particularly long-standing insured as of 540 contribution months. Times of unemployment, exempt from insurance jobs, become more insignificantly jobs in this pension, not taken into account.
Manuel Hachenburger
Hochwaldstraße 4
61231 Bad Nauheim
Germany
Telephone + telefax
+49 60 32 7 15 63
www.manuel-hachenburger.demanuel-hachenburger@tele2.de
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